Terms of Use
Terms of Use for Mansperger and Associates Insurance Services
Effective Date: December 1, 2024
Acceptance of Terms
By accessing and using the website maainss.com (“Site”), you agree to be bound by these Terms of Service (“Terms”). These Terms constitute a legally binding agreement between you and Mansperger and Associates Insurance Services (“MAAINS,” “we,” “us,” or “our”).
Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Site, you consent to the collection and use of information as detailed in our Privacy Policy.
Electronic Communication
By using our Site or providing your email address to us, you consent to receive electronic communications from us. These communications may include notices about your account, information about our services, and marketing messages. You agree that any notice, agreement, or other communications that we send electronically will satisfy any legal communication requirements.
SMS Messaging
If you provide your mobile phone number and indicate your consent to receive SMS messages from us, we may contact you via SMS with communications related to your inquiry or products and services you have purchased through MAAINSS. Message and data rates may apply. You can opt out of SMS messages at any time by replying “STOP” to any message or contacting us directly.
Children Under 13
Our Site is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will promptly delete that information.
Links to Third-Party Sites and Third-Party Services
Our Site may contain links to third-party websites and services. We do not control or endorse these third-party sites or services, and we are not responsible for their content, privacy policies, or practices. Your use of third-party websites and services is at your own risk.
International Users
Our Site and services are intended for users located in the United States. If you access our Site from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
Intellectual Property
The MAAINS name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of MAAINS or its affiliates. You may not use these marks without our prior written permission. All content on this Site is protected by copyright and other intellectual property laws.
Indemnification
You agree to indemnify, defend, and hold harmless MAAINS, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Site.
Arbitration
Any dispute arising from these Terms or your use of the Site shall be resolved through binding arbitration conducted by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall take place in California, and the arbitrator’s decision shall be final and binding.
Class-Action Waiver
You agree to resolve any disputes with us on an individual basis and waive any right to participate in a class action lawsuit or class-wide arbitration.
Liability Disclaimer
THE SITE AND ALL INFORMATION, CONTENT, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. MAAINS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
IN NO EVENT SHALL MAAINS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The information on this Site presents only general descriptions of insurance coverage. The precise coverage provided is subject to the terms and conditions of the specific insurance policy issued. Contact MAAINS to obtain advice from our licensed professionals before making any coverage decisions
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes indicates your acceptance of the modified Terms. We will notify you of material changes via email or through the Site.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and MAAINS shall be brought exclusively in the state or federal courts located in California.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Contact Us
If you have any questions about these terms, please contact us:
Address:
6721 Five Star Blvd.
Suite G, Rocklin, CA 95677
Call or Text: 916-630-4663
Fax: 888-748-0710
Email: Tom@SacCIA.com